76549 — Coryell County, Texas Market Snapshot
Housing market data for zip code 76549 in Coryell County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
173 sales in 2026 (year to date)
Median Sale Price
$234,000
Days to Sell
75
Homes Sold
173
Inventory
257
Sale-to-List
98.9%
New Listings
259
Price/SqFt
$132
Pending Sales
226
Conforming Loan Available
Most homebuyers in 76549 can comfortably use conventional financing. The median home price of $234,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 75 days on average, 76549 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 76549 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 76549 can comfortably use conventional financing. The median home price of $234,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 76549 are set at the county level.
2026 Loan Limits — Coryell County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 76549
To purchase the median home at $234,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,943.
Monthly Payment
$1,943
Income Required
$83,264
Principal & Interest
$1,442/mo
Down Payment (5%)
$11,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 76549.
Estimated Monthly Payment
$1,598
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