75069 — Collin County, Texas Market Snapshot
Housing market data for zip code 75069 in Collin County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
111 sales in 2026 (year to date)
Median Sale Price
$442,899
Days to Sell
55
Homes Sold
111
Inventory
151
Sale-to-List
97.1%
New Listings
170
Price/SqFt
$238
Pending Sales
136
Conforming Loan Available
Most homebuyers in 75069 can comfortably use conventional financing. The median home price of $442,899 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
75069's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 75069 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75069 can comfortably use conventional financing. The median home price of $442,899 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75069 are set at the county level.
2026 Loan Limits — Collin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75069
To purchase the median home at $442,899 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,543.
Monthly Payment
$3,543
Income Required
$151,858
Principal & Interest
$2,729/mo
Down Payment (5%)
$22,145
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75069.
Estimated Monthly Payment
$2,891
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