75025 — Collin County, Texas Market Snapshot
Housing market data for zip code 75025 in Collin County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
126 sales in 2026 (year to date)
Median Sale Price
$572,200
Days to Sell
37
Homes Sold
126
Inventory
111
Sale-to-List
98.1%
New Listings
168
Price/SqFt
$207
Pending Sales
146
Conforming Loan Available
Most homebuyers in 75025 can comfortably use conventional financing. The median home price of $572,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
75025's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 75025 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 75025 can comfortably use conventional financing. The median home price of $572,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75025 are set at the county level.
2026 Loan Limits — Collin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot — Zip 75025
To purchase the median home at $572,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,534.
Monthly Payment
$4,534
Income Required
$194,315
Principal & Interest
$3,526/mo
Down Payment (5%)
$28,610
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75025.
Estimated Monthly Payment
$3,691
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