77515 — Brazoria County, Texas Market Snapshot
Housing market data for zip code 77515 in Brazoria County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
171 sales in 2026 (year to date)
Median Sale Price
$255,090
Days to Sell
82
Homes Sold
171
Inventory
246
Sale-to-List
92.0%
New Listings
214
Price/SqFt
$142
Pending Sales
190
Conforming Loan Available
Most homebuyers in 77515 can comfortably use conventional financing. The median home price of $255,090 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 82 days on average, 77515 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 77515 sells for 8.0% below asking price (92.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 77515 can comfortably use conventional financing. The median home price of $255,090 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 77515 are set at the county level.
2026 Loan Limits — Brazoria County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 77515
To purchase the median home at $255,090 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,104.
Monthly Payment
$2,104
Income Required
$90,189
Principal & Interest
$1,572/mo
Down Payment (5%)
$12,755
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 77515.
Estimated Monthly Payment
$1,729
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