75569 — Bowie County, Texas Market Snapshot
Housing market data for zip code 75569 in Bowie County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$188,700
Days to Sell
67
Homes Sold
10
Inventory
5
Sale-to-List
100.5%
New Listings
8
Price/SqFt
$130
Pending Sales
13
Conforming Loan Available
Most homebuyers in 75569 can comfortably use conventional financing. The median home price of $188,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 67 days on average, 75569 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 75569 (100.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 75569 can comfortably use conventional financing. The median home price of $188,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75569 are set at the county level.
2026 Loan Limits — Bowie County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75569
To purchase the median home at $188,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,596.
Monthly Payment
$1,596
Income Required
$68,390
Principal & Interest
$1,163/mo
Down Payment (5%)
$9,435
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75569.
Estimated Monthly Payment
$1,318
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 75569. Tell us what you're looking for.