78602 — Bastrop County, Texas Market Snapshot
Housing market data for zip code 78602 in Bastrop County, Texas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Bastrop County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$516,000
Days to Sell
21
Homes Sold
2
Inventory
8
Conforming Loan Available
Most homebuyers in 78602 can comfortably use conventional financing. The median home price of $516,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 78602 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 78602 can comfortably use conventional financing. The median home price of $516,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78602 are set at the county level.
2026 Loan Limits — Bastrop County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $571,550 |
| 2 Units | $1,066,250 | $731,700 |
| 3 Units | $1,288,800 | $884,450 |
| 4 Units | $1,601,750 | $1,099,150 |
Affordability Snapshot — Zip 78602
To purchase the median home at $516,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,103.
Monthly Payment
$4,103
Income Required
$175,861
Principal & Interest
$3,179/mo
Down Payment (5%)
$25,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78602.
Estimated Monthly Payment
$3,343
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