78950 — Austin County, Texas Market Snapshot
Housing market data for zip code 78950 in Austin County, Texas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Austin County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$560,375
Days to Sell
18
Homes Sold
2
Inventory
6
Conforming Loan Available
Most homebuyers in 78950 can comfortably use conventional financing. The median home price of $560,375 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 78950 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 78950 can comfortably use conventional financing. The median home price of $560,375 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78950 are set at the county level.
2026 Loan Limits — Austin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 78950
To purchase the median home at $560,375 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,443.
Monthly Payment
$4,443
Income Required
$190,432
Principal & Interest
$3,453/mo
Down Payment (5%)
$28,019
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78950.
Estimated Monthly Payment
$3,618
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