75803 — Anderson County, Texas Market Snapshot
Housing market data for zip code 75803 in Anderson County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
39 sales in 2026 (year to date)
Median Sale Price
$182,500
Days to Sell
78
Homes Sold
39
Inventory
58
Sale-to-List
87.2%
New Listings
53
Price/SqFt
$121
Pending Sales
54
Conforming Loan Available
Most homebuyers in 75803 can comfortably use conventional financing. The median home price of $182,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 78 days on average, 75803 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 75803 sells for 12.8% below asking price (87.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 75803 can comfortably use conventional financing. The median home price of $182,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 75803 are set at the county level.
2026 Loan Limits — Anderson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75803
To purchase the median home at $182,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,548.
Monthly Payment
$1,548
Income Required
$66,354
Principal & Interest
$1,125/mo
Down Payment (5%)
$9,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 75803.
Estimated Monthly Payment
$1,279
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