57263 — Grant County, South Dakota Market Snapshot
Housing market data for zip code 57263 in Grant County, South Dakota. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Grant County county page for broader data.
Market Sales Data
2 sales in 2025
Median Sale Price
$288,950
Days to Sell
44
Homes Sold
2
Inventory
1
Conforming Loan Available
Most homebuyers in 57263 can comfortably use conventional financing. The median home price of $288,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
57263's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 57263 can comfortably use conventional financing. The median home price of $288,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 57263 are set at the county level.
2026 Loan Limits — Grant County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 57263
To purchase the median home at $288,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,364.
Monthly Payment
$2,364
Income Required
$101,308
Principal & Interest
$1,780/mo
Down Payment (5%)
$14,448
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 57263.
Estimated Monthly Payment
$1,938
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