57243 — Clark County, South Dakota Market Snapshot
Housing market data for zip code 57243 in Clark County, South Dakota. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Clark County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$155,500
Days to Sell
46
Homes Sold
2
Inventory
1
Conforming Loan Available
Most homebuyers in 57243 can comfortably use conventional financing. The median home price of $155,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
57243's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 57243 can comfortably use conventional financing. The median home price of $155,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 57243 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 57243
To purchase the median home at $155,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,341.
Monthly Payment
$1,341
Income Required
$57,488
Principal & Interest
$958/mo
Down Payment (5%)
$7,775
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 57243.
Estimated Monthly Payment
$1,112
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 57243. Tell us what you're looking for.