57441 — Brown County, South Dakota Market Snapshot

Housing market data for zip code 57441 in Brown County, South Dakota. Updated monthly with median prices, days on market, and more.

Data as of January 2026

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Brown County county page for broader data.

Market Sales Data

1 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$200,000

Closed sales

Days to Sell

226

Median, listing to close

Homes Sold

1

Closed in 2026

Inventory

N/A

Conforming Loan Available

Most homebuyers in 57441 can comfortably use conventional financing. The median home price of $200,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

With homes sitting for 226 days on average, 57441 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.

Conforming Loan Feasibility

Most homebuyers in 57441 can comfortably use conventional financing. The median home price of $200,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 57441 are set at the county level.

2026 Loan Limits — Brown County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 57441

To purchase the median home at $200,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,682.

Monthly Payment

$1,682

Income Required

$72,100

Principal & Interest

$1,232/mo

Down Payment (5%)

$10,000

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 57441.

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Estimated Monthly Payment

$1,388

Principal & Interest$1,038
Property Tax$200
Insurance$150
Loan Amount$160,000
Total Interest$213,594
Income Required$59,475/yr

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