57350 — Beadle County, South Dakota Market Snapshot
Housing market data for zip code 57350 in Beadle County, South Dakota. Updated monthly with median prices, days on market, and more.
Market Sales Data
35 sales in 2026 (year to date)
Median Sale Price
$209,000
Days to Sell
29
Homes Sold
35
Inventory
33
Sale-to-List
0.0%
New Listings
54
Price/SqFt
$92
Pending Sales
41
Conforming Loan Available
Most homebuyers in 57350 can comfortably use conventional financing. The median home price of $209,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 57350 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 57350 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 57350 can comfortably use conventional financing. The median home price of $209,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 57350 are set at the county level.
2026 Loan Limits — Beadle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 57350
To purchase the median home at $209,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,751.
Monthly Payment
$1,751
Income Required
$75,055
Principal & Interest
$1,288/mo
Down Payment (5%)
$10,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 57350.
Estimated Monthly Payment
$1,443
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