29364 — Union County, South Carolina Market Snapshot
Housing market data for zip code 29364 in Union County, South Carolina. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Union County county page for broader data.
Market Sales Data
1 sales in 2024
Median Sale Price
$102,500
Days to Sell
13
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 29364 can comfortably use conventional financing. The median home price of $102,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
29364 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 29364 can comfortably use conventional financing. The median home price of $102,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29364 are set at the county level.
2026 Loan Limits — Union County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29364
To purchase the median home at $102,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $935.
Monthly Payment
$935
Income Required
$40,085
Principal & Interest
$632/mo
Down Payment (5%)
$5,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29364.
Estimated Monthly Payment
$784
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