29006 — Saluda County, South Carolina Market Snapshot
Housing market data for zip code 29006 in Saluda County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$223,500
Days to Sell
42
Homes Sold
18
Inventory
15
Sale-to-List
95.7%
New Listings
16
Price/SqFt
$162
Pending Sales
19
Conforming Loan Available
Most homebuyers in 29006 can comfortably use conventional financing. The median home price of $223,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
29006's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 29006 sells for 4.3% below asking price (95.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 29006 can comfortably use conventional financing. The median home price of $223,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29006 are set at the county level.
2026 Loan Limits — Saluda County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29006
To purchase the median home at $223,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,862.
Monthly Payment
$1,862
Income Required
$79,817
Principal & Interest
$1,377/mo
Down Payment (5%)
$11,175
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29006.
Estimated Monthly Payment
$1,533
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