29672 — Oconee County, South Carolina Market Snapshot
Housing market data for zip code 29672 in Oconee County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$791,500
Days to Sell
46
Homes Sold
50
Inventory
97
Sale-to-List
97.5%
New Listings
97
Price/SqFt
$266
Pending Sales
62
Conforming Loan Available
The median home in 29672 at $791,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
29672's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 29672 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 29672 at $791,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 29672 are set at the county level.
2026 Loan Limits — Oconee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29672
To purchase the median home at $791,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,214.
Monthly Payment
$6,214
Income Required
$266,324
Principal & Interest
$4,877/mo
Down Payment (5%)
$39,575
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29672.
Estimated Monthly Payment
$5,048
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