29579 — Horry County, South Carolina Market Snapshot
Housing market data for zip code 29579 in Horry County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
438 sales in 2026 (year to date)
Median Sale Price
$370,000
Days to Sell
106
Homes Sold
438
Inventory
845
Sale-to-List
97.4%
New Listings
655
Price/SqFt
$193
Pending Sales
555
Conforming Loan Available
Most homebuyers in 29579 can comfortably use conventional financing. The median home price of $370,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 106 days on average, 29579 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 29579 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 29579 can comfortably use conventional financing. The median home price of $370,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29579 are set at the county level.
2026 Loan Limits — Horry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29579
To purchase the median home at $370,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,985.
Monthly Payment
$2,985
Income Required
$127,921
Principal & Interest
$2,280/mo
Down Payment (5%)
$18,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29579.
Estimated Monthly Payment
$2,440
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 29579. Tell us what you're looking for.