29566 — Horry County, South Carolina Market Snapshot
Housing market data for zip code 29566 in Horry County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$160,758
Days to Sell
134
Homes Sold
74
Inventory
221
Sale-to-List
95.7%
New Listings
139
Price/SqFt
$160
Pending Sales
90
Conforming Loan Available
Most homebuyers in 29566 can comfortably use conventional financing. The median home price of $160,758 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 134 days on average, 29566 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 29566 sells for 4.3% below asking price (95.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 29566 can comfortably use conventional financing. The median home price of $160,758 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29566 are set at the county level.
2026 Loan Limits — Horry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29566
To purchase the median home at $160,758 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,382.
Monthly Payment
$1,382
Income Required
$59,215
Principal & Interest
$991/mo
Down Payment (5%)
$8,038
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29566.
Estimated Monthly Payment
$1,145
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