29511 — Horry County, South Carolina Market Snapshot
Housing market data for zip code 29511 in Horry County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$315,995
Days to Sell
119
Homes Sold
52
Inventory
76
Sale-to-List
99.8%
New Listings
58
Price/SqFt
$195
Pending Sales
75
Conforming Loan Available
Most homebuyers in 29511 can comfortably use conventional financing. The median home price of $315,995 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 119 days on average, 29511 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29511 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29511 can comfortably use conventional financing. The median home price of $315,995 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29511 are set at the county level.
2026 Loan Limits — Horry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29511
To purchase the median home at $315,995 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,571.
Monthly Payment
$2,571
Income Required
$110,188
Principal & Interest
$1,947/mo
Down Payment (5%)
$15,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29511.
Estimated Monthly Payment
$2,106
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