29653 — Greenwood County, South Carolina Market Snapshot
Housing market data for zip code 29653 in Greenwood County, South Carolina. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Greenwood County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$501,950
Days to Sell
43
Homes Sold
4
Inventory
10
Conforming Loan Available
Most homebuyers in 29653 can comfortably use conventional financing. The median home price of $501,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
29653's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 29653 can comfortably use conventional financing. The median home price of $501,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29653 are set at the county level.
2026 Loan Limits — Greenwood County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29653
To purchase the median home at $501,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,996.
Monthly Payment
$3,996
Income Required
$171,248
Principal & Interest
$3,093/mo
Down Payment (5%)
$25,098
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29653.
Estimated Monthly Payment
$3,256
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