29644 — Greenville County, South Carolina Market Snapshot
Housing market data for zip code 29644 in Greenville County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
218 sales in 2026 (year to date)
Median Sale Price
$319,900
Days to Sell
83
Homes Sold
218
Inventory
278
Sale-to-List
99.1%
New Listings
300
Price/SqFt
$160
Pending Sales
217
Conforming Loan Available
Most homebuyers in 29644 can comfortably use conventional financing. The median home price of $319,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 83 days on average, 29644 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29644 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29644 can comfortably use conventional financing. The median home price of $319,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29644 are set at the county level.
2026 Loan Limits — Greenville County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29644
To purchase the median home at $319,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,601.
Monthly Payment
$2,601
Income Required
$111,470
Principal & Interest
$1,971/mo
Down Payment (5%)
$15,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29644.
Estimated Monthly Payment
$2,130
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