29824 — Edgefield County, South Carolina Market Snapshot
Housing market data for zip code 29824 in Edgefield County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$234,900
Days to Sell
80
Homes Sold
15
Inventory
15
Sale-to-List
98.0%
New Listings
11
Price/SqFt
$169
Pending Sales
13
Conforming Loan Available
Most homebuyers in 29824 can comfortably use conventional financing. The median home price of $234,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 80 days on average, 29824 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 29824 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 29824 can comfortably use conventional financing. The median home price of $234,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29824 are set at the county level.
2026 Loan Limits — Edgefield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29824
To purchase the median home at $234,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,950.
Monthly Payment
$1,950
Income Required
$83,560
Principal & Interest
$1,447/mo
Down Payment (5%)
$11,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29824.
Estimated Monthly Payment
$1,604
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