29414 — Dorchester County, South Carolina Market Snapshot
Housing market data for zip code 29414 in Dorchester County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
150 sales in 2026 (year to date)
Median Sale Price
$505,000
Days to Sell
63
Homes Sold
150
Inventory
177
Sale-to-List
98.7%
New Listings
208
Price/SqFt
$268
Pending Sales
196
Conforming Loan Available
Most homebuyers in 29414 can comfortably use conventional financing. The median home price of $505,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 29414 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29414 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29414 can comfortably use conventional financing. The median home price of $505,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29414 are set at the county level.
2026 Loan Limits — Dorchester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 29414
To purchase the median home at $505,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,019.
Monthly Payment
$4,019
Income Required
$172,249
Principal & Interest
$3,112/mo
Down Payment (5%)
$25,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29414.
Estimated Monthly Payment
$3,275
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