29506 — Darlington County, South Carolina Market Snapshot
Housing market data for zip code 29506 in Darlington County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$209,945
Days to Sell
73
Homes Sold
36
Inventory
70
Sale-to-List
96.7%
New Listings
59
Price/SqFt
$151
Pending Sales
58
Conforming Loan Available
Most homebuyers in 29506 can comfortably use conventional financing. The median home price of $209,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 73 days on average, 29506 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 29506 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 29506 can comfortably use conventional financing. The median home price of $209,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29506 are set at the county level.
2026 Loan Limits — Darlington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 29506
To purchase the median home at $209,945 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,759.
Monthly Payment
$1,759
Income Required
$75,365
Principal & Interest
$1,294/mo
Down Payment (5%)
$10,497
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29506.
Estimated Monthly Payment
$1,449
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