29472 — Berkeley County, South Carolina Market Snapshot
Housing market data for zip code 29472 in Berkeley County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
51 sales in 2026 (year to date)
Median Sale Price
$428,810
Days to Sell
74
Homes Sold
51
Inventory
68
Sale-to-List
101.1%
New Listings
68
Price/SqFt
$201
Pending Sales
52
Conforming Loan Available
Most homebuyers in 29472 can comfortably use conventional financing. The median home price of $428,810 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 74 days on average, 29472 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29472 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29472 can comfortably use conventional financing. The median home price of $428,810 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29472 are set at the county level.
2026 Loan Limits — Berkeley County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 29472
To purchase the median home at $428,810 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,435.
Monthly Payment
$3,435
Income Required
$147,232
Principal & Interest
$2,642/mo
Down Payment (5%)
$21,441
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29472.
Estimated Monthly Payment
$2,804
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