29927 — Beaufort County, South Carolina Market Snapshot
Housing market data for zip code 29927 in Beaufort County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$334,220
Days to Sell
174
Homes Sold
10
Inventory
15
Sale-to-List
98.4%
New Listings
11
Price/SqFt
$183
Pending Sales
10
Conforming Loan Available
Most homebuyers in 29927 can comfortably use conventional financing. The median home price of $334,220 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 174 days on average, 29927 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 29927 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 29927 can comfortably use conventional financing. The median home price of $334,220 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 29927 are set at the county level.
2026 Loan Limits — Beaufort County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $638,250 |
| 2 Units | $1,066,250 | $817,050 |
| 3 Units | $1,288,800 | $987,650 |
| 4 Units | $1,601,750 | $1,227,400 |
Affordability Snapshot — Zip 29927
To purchase the median home at $334,220 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,711.
Monthly Payment
$2,711
Income Required
$116,172
Principal & Interest
$2,059/mo
Down Payment (5%)
$16,711
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29927.
Estimated Monthly Payment
$2,218
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