29920 — Beaufort County, South Carolina Market Snapshot
Housing market data for zip code 29920 in Beaufort County, South Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$669,500
Days to Sell
126
Homes Sold
74
Inventory
158
Sale-to-List
96.4%
New Listings
121
Price/SqFt
$346
Pending Sales
88
Conforming Loan Available
The median home in 29920 at $669,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 126 days on average, 29920 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 29920 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 29920 at $669,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 29920 are set at the county level.
2026 Loan Limits — Beaufort County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $638,250 |
| 2 Units | $1,066,250 | $817,050 |
| 3 Units | $1,288,800 | $987,650 |
| 4 Units | $1,601,750 | $1,227,400 |
Affordability Snapshot — Zip 29920
To purchase the median home at $669,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,280.
Monthly Payment
$5,280
Income Required
$226,264
Principal & Interest
$4,125/mo
Down Payment (5%)
$33,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 29920.
Estimated Monthly Payment
$4,293
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