02852 — Washington County, Rhode Island Market Snapshot
Housing market data for zip code 02852 in Washington County, Rhode Island. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$620,000
Days to Sell
32
Homes Sold
38
Inventory
33
Sale-to-List
100.5%
New Listings
63
Price/SqFt
$360
Pending Sales
49
Conforming Loan Available
Most homebuyers in 02852 can comfortably use conventional financing. The median home price of $620,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
02852's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 02852 (100.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 02852 can comfortably use conventional financing. The median home price of $620,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 02852 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $787,750 |
| 2 Units | $1,066,250 | $1,008,450 |
| 3 Units | $1,288,800 | $1,219,000 |
| 4 Units | $1,601,750 | $1,514,950 |
Affordability Snapshot — Zip 02852
To purchase the median home at $620,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,900.
Monthly Payment
$4,900
Income Required
$210,010
Principal & Interest
$3,820/mo
Down Payment (5%)
$31,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02852.
Estimated Monthly Payment
$3,987
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