02917 — Providence County, Rhode Island Market Snapshot
Housing market data for zip code 02917 in Providence County, Rhode Island. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$331,750
Days to Sell
30
Homes Sold
14
Inventory
9
Sale-to-List
100.3%
New Listings
19
Price/SqFt
$294
Pending Sales
16
Conforming Loan Available
Most homebuyers in 02917 can comfortably use conventional financing. The median home price of $331,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
02917's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 02917 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 02917 can comfortably use conventional financing. The median home price of $331,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 02917 are set at the county level.
2026 Loan Limits — Providence County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $787,750 |
| 2 Units | $1,066,250 | $1,008,450 |
| 3 Units | $1,288,800 | $1,219,000 |
| 4 Units | $1,601,750 | $1,514,950 |
Affordability Snapshot — Zip 02917
To purchase the median home at $331,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,692.
Monthly Payment
$2,692
Income Required
$115,361
Principal & Interest
$2,044/mo
Down Payment (5%)
$16,588
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02917.
Estimated Monthly Payment
$2,203
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 02917. Tell us what you're looking for.