02911 — Providence County, Rhode Island Market Snapshot
Housing market data for zip code 02911 in Providence County, Rhode Island. Updated monthly with median prices, days on market, and more.
Market Sales Data
40 sales in 2026 (year to date)
Median Sale Price
$432,250
Days to Sell
26
Homes Sold
40
Inventory
30
Sale-to-List
100.8%
New Listings
81
Price/SqFt
$255
Pending Sales
65
Conforming Loan Available
Most homebuyers in 02911 can comfortably use conventional financing. The median home price of $432,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 02911 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 02911 (100.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 02911 can comfortably use conventional financing. The median home price of $432,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 02911 are set at the county level.
2026 Loan Limits — Providence County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $787,750 |
| 2 Units | $1,066,250 | $1,008,450 |
| 3 Units | $1,288,800 | $1,219,000 |
| 4 Units | $1,601,750 | $1,514,950 |
Affordability Snapshot — Zip 02911
To purchase the median home at $432,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,462.
Monthly Payment
$3,462
Income Required
$148,361
Principal & Interest
$2,663/mo
Down Payment (5%)
$21,613
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02911.
Estimated Monthly Payment
$2,825
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