02910 — Providence County, Rhode Island Market Snapshot
Housing market data for zip code 02910 in Providence County, Rhode Island. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Providence County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$254,450
Days to Sell
7
Homes Sold
2
Inventory
N/A
Conforming Loan Available
Most homebuyers in 02910 can comfortably use conventional financing. The median home price of $254,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
02910 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 02910 can comfortably use conventional financing. The median home price of $254,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 02910 are set at the county level.
2026 Loan Limits — Providence County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $787,750 |
| 2 Units | $1,066,250 | $1,008,450 |
| 3 Units | $1,288,800 | $1,219,000 |
| 4 Units | $1,601,750 | $1,514,950 |
Affordability Snapshot — Zip 02910
To purchase the median home at $254,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,100.
Monthly Payment
$2,100
Income Required
$89,979
Principal & Interest
$1,568/mo
Down Payment (5%)
$12,723
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02910.
Estimated Monthly Payment
$1,725
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