02806 — Bristol County, Rhode Island Market Snapshot
Housing market data for zip code 02806 in Bristol County, Rhode Island. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$755,000
Days to Sell
27
Homes Sold
42
Inventory
35
Sale-to-List
101.0%
New Listings
83
Price/SqFt
$400
Pending Sales
68
Conforming Loan Available
The median home in 02806 at $755,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 02806 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 02806 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 02806 at $755,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 02806 are set at the county level.
2026 Loan Limits — Bristol County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $787,750 |
| 2 Units | $1,066,250 | $1,008,450 |
| 3 Units | $1,288,800 | $1,219,000 |
| 4 Units | $1,601,750 | $1,514,950 |
Affordability Snapshot — Zip 02806
To purchase the median home at $755,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,935.
Monthly Payment
$5,935
Income Required
$254,339
Principal & Interest
$4,652/mo
Down Payment (5%)
$37,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02806.
Estimated Monthly Payment
$4,823
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