17356 — York County, Pennsylvania Market Snapshot
Housing market data for zip code 17356 in York County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$239,500
Days to Sell
8
Homes Sold
24
Inventory
26
Sale-to-List
100.9%
New Listings
51
Price/SqFt
$137
Pending Sales
37
Conforming Loan Available
Most homebuyers in 17356 can comfortably use conventional financing. The median home price of $239,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
17356 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 17356 (100.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 17356 can comfortably use conventional financing. The median home price of $239,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 17356 are set at the county level.
2026 Loan Limits — York County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 17356
To purchase the median home at $239,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,985.
Monthly Payment
$1,985
Income Required
$85,070
Principal & Interest
$1,476/mo
Down Payment (5%)
$11,975
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 17356.
Estimated Monthly Payment
$1,632
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