19149 — Philadelphia County, Pennsylvania Market Snapshot
Housing market data for zip code 19149 in Philadelphia County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
98 sales in 2026 (year to date)
Median Sale Price
$237,250
Days to Sell
45
Homes Sold
98
Inventory
128
Sale-to-List
96.3%
New Listings
172
Price/SqFt
$190
Pending Sales
107
Conforming Loan Available
Most homebuyers in 19149 can comfortably use conventional financing. The median home price of $237,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19149's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 19149 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 19149 can comfortably use conventional financing. The median home price of $237,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19149 are set at the county level.
2026 Loan Limits — Philadelphia County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19149
To purchase the median home at $237,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,968.
Monthly Payment
$1,968
Income Required
$84,331
Principal & Interest
$1,462/mo
Down Payment (5%)
$11,863
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19149.
Estimated Monthly Payment
$1,618
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