19140 — Philadelphia County, Pennsylvania Market Snapshot
Housing market data for zip code 19140 in Philadelphia County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
67 sales in 2026 (year to date)
Median Sale Price
$118,000
Days to Sell
44
Homes Sold
67
Inventory
173
Sale-to-List
95.6%
New Listings
168
Price/SqFt
$100
Pending Sales
105
Conforming Loan Available
Most homebuyers in 19140 can comfortably use conventional financing. The median home price of $118,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19140's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 19140 sells for 4.4% below asking price (95.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 19140 can comfortably use conventional financing. The median home price of $118,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19140 are set at the county level.
2026 Loan Limits — Philadelphia County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19140
To purchase the median home at $118,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,054.
Monthly Payment
$1,054
Income Required
$45,175
Principal & Interest
$727/mo
Down Payment (5%)
$5,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19140.
Estimated Monthly Payment
$880
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