19139 — Philadelphia County, Pennsylvania Market Snapshot
Housing market data for zip code 19139 in Philadelphia County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
71 sales in 2026 (year to date)
Median Sale Price
$150,000
Days to Sell
59
Homes Sold
71
Inventory
164
Sale-to-List
93.6%
New Listings
133
Price/SqFt
$110
Pending Sales
99
Conforming Loan Available
Most homebuyers in 19139 can comfortably use conventional financing. The median home price of $150,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19139's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 19139 sells for 6.4% below asking price (93.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 19139 can comfortably use conventional financing. The median home price of $150,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19139 are set at the county level.
2026 Loan Limits — Philadelphia County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19139
To purchase the median home at $150,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,299.
Monthly Payment
$1,299
Income Required
$55,682
Principal & Interest
$924/mo
Down Payment (5%)
$7,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19139.
Estimated Monthly Payment
$1,078
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