19127 — Philadelphia County, Pennsylvania Market Snapshot
Housing market data for zip code 19127 in Philadelphia County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$392,500
Days to Sell
38
Homes Sold
36
Inventory
25
Sale-to-List
99.4%
New Listings
47
Price/SqFt
$272
Pending Sales
38
Conforming Loan Available
Most homebuyers in 19127 can comfortably use conventional financing. The median home price of $392,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19127's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19127 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19127 can comfortably use conventional financing. The median home price of $392,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19127 are set at the county level.
2026 Loan Limits — Philadelphia County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19127
To purchase the median home at $392,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,157.
Monthly Payment
$3,157
Income Required
$135,309
Principal & Interest
$2,418/mo
Down Payment (5%)
$19,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19127.
Estimated Monthly Payment
$2,579
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