19473 — Montgomery County, Pennsylvania Market Snapshot
Housing market data for zip code 19473 in Montgomery County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$316,500
Days to Sell
7
Homes Sold
10
Inventory
3
Sale-to-List
99.3%
New Listings
16
Price/SqFt
$186
Pending Sales
17
Conforming Loan Available
Most homebuyers in 19473 can comfortably use conventional financing. The median home price of $316,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19473 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 19473 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19473 can comfortably use conventional financing. The median home price of $316,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19473 are set at the county level.
2026 Loan Limits — Montgomery County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19473
To purchase the median home at $316,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,575.
Monthly Payment
$2,575
Income Required
$110,354
Principal & Interest
$1,950/mo
Down Payment (5%)
$15,825
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19473.
Estimated Monthly Payment
$2,109
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 19473. Tell us what you're looking for.