19096 — Montgomery County, Pennsylvania Market Snapshot
Housing market data for zip code 19096 in Montgomery County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
46 sales in 2026 (year to date)
Median Sale Price
$997,500
Days to Sell
31
Homes Sold
46
Inventory
53
Sale-to-List
105.9%
New Listings
78
Price/SqFt
$359
Pending Sales
59
Jumbo Loan Likely Needed
The median home in 19096 at $997,500 exceeds the 2026 conforming loan limit of $832,750 by $164,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
19096's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 19096 are selling 5.9% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 19096 at $997,500 exceeds the 2026 conforming loan limit of $832,750 by $164,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 19096 are set at the county level.
2026 Loan Limits — Montgomery County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19096
To purchase the median home at $997,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,793.
Monthly Payment
$7,793
Income Required
$333,966
Principal & Interest
$6,146/mo
Down Payment (5%)
$49,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19096.
Estimated Monthly Payment
$6,323
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