19095 — Montgomery County, Pennsylvania Market Snapshot
Housing market data for zip code 19095 in Montgomery County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$417,450
Days to Sell
25
Homes Sold
16
Inventory
19
Sale-to-List
103.1%
New Listings
38
Price/SqFt
$205
Pending Sales
29
Conforming Loan Available
Most homebuyers in 19095 can comfortably use conventional financing. The median home price of $417,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 19095 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 19095 are selling 3.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 19095 can comfortably use conventional financing. The median home price of $417,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19095 are set at the county level.
2026 Loan Limits — Montgomery County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19095
To purchase the median home at $417,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,348.
Monthly Payment
$3,348
Income Required
$143,501
Principal & Interest
$2,572/mo
Down Payment (5%)
$20,873
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19095.
Estimated Monthly Payment
$2,734
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