19072 — Montgomery County, Pennsylvania Market Snapshot
Housing market data for zip code 19072 in Montgomery County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$1,275,000
Days to Sell
31
Homes Sold
17
Inventory
14
Sale-to-List
105.4%
New Listings
32
Price/SqFt
$432
Pending Sales
24
Jumbo Loan Likely Needed
The median home in 19072 at $1,275,000 exceeds the 2026 conforming loan limit of $832,750 by $442,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
19072's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 19072 are selling 5.4% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 19072 at $1,275,000 exceeds the 2026 conforming loan limit of $832,750 by $442,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 19072 are set at the county level.
2026 Loan Limits — Montgomery County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19072
To purchase the median home at $1,275,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,919.
Monthly Payment
$9,919
Income Required
$425,085
Principal & Interest
$7,856/mo
Down Payment (5%)
$63,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19072.
Estimated Monthly Payment
$8,041
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 19072.
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