19027 — Montgomery County, Pennsylvania Market Snapshot
Housing market data for zip code 19027 in Montgomery County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$352,000
Days to Sell
41
Homes Sold
11
Inventory
6
Sale-to-List
99.8%
New Listings
15
Price/SqFt
$241
Pending Sales
11
Conforming Loan Available
Most homebuyers in 19027 can comfortably use conventional financing. The median home price of $352,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19027's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19027 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19027 can comfortably use conventional financing. The median home price of $352,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19027 are set at the county level.
2026 Loan Limits — Montgomery County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19027
To purchase the median home at $352,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,847.
Monthly Payment
$2,847
Income Required
$122,010
Principal & Interest
$2,169/mo
Down Payment (5%)
$17,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19027.
Estimated Monthly Payment
$2,328
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