18078 — Lehigh County, Pennsylvania Market Snapshot
Housing market data for zip code 18078 in Lehigh County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$557,500
Days to Sell
14
Homes Sold
18
Inventory
25
Sale-to-List
101.0%
New Listings
22
Price/SqFt
$207
Pending Sales
15
Conforming Loan Available
Most homebuyers in 18078 can comfortably use conventional financing. The median home price of $557,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 18078 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 18078 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 18078 can comfortably use conventional financing. The median home price of $557,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18078 are set at the county level.
2026 Loan Limits — Lehigh County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 18078
To purchase the median home at $557,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,421.
Monthly Payment
$4,421
Income Required
$189,488
Principal & Interest
$3,435/mo
Down Payment (5%)
$27,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18078.
Estimated Monthly Payment
$3,600
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