18049 — Lehigh County, Pennsylvania Market Snapshot
Housing market data for zip code 18049 in Lehigh County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$416,250
Days to Sell
10
Homes Sold
22
Inventory
9
Sale-to-List
102.6%
New Listings
38
Price/SqFt
$216
Pending Sales
36
Conforming Loan Available
Most homebuyers in 18049 can comfortably use conventional financing. The median home price of $416,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
18049 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 18049 are selling 2.6% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 18049 can comfortably use conventional financing. The median home price of $416,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18049 are set at the county level.
2026 Loan Limits — Lehigh County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 18049
To purchase the median home at $416,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,339.
Monthly Payment
$3,339
Income Required
$143,108
Principal & Interest
$2,565/mo
Down Payment (5%)
$20,813
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18049.
Estimated Monthly Payment
$2,726
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