17554 — Lancaster County, Pennsylvania Market Snapshot
Housing market data for zip code 17554 in Lancaster County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$332,250
Days to Sell
3
Homes Sold
16
Inventory
3
Sale-to-List
103.0%
New Listings
23
Price/SqFt
$196
Pending Sales
25
Conforming Loan Available
Most homebuyers in 17554 can comfortably use conventional financing. The median home price of $332,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
17554 is an extremely competitive market with homes selling in just 3 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 17554 are selling 3.0% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 17554 can comfortably use conventional financing. The median home price of $332,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 17554 are set at the county level.
2026 Loan Limits — Lancaster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 17554
To purchase the median home at $332,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,696.
Monthly Payment
$2,696
Income Required
$115,526
Principal & Interest
$2,047/mo
Down Payment (5%)
$16,613
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 17554.
Estimated Monthly Payment
$2,206
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