17551 — Lancaster County, Pennsylvania Market Snapshot
Housing market data for zip code 17551 in Lancaster County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$320,875
Days to Sell
6
Homes Sold
16
Inventory
13
Sale-to-List
101.2%
New Listings
17
Price/SqFt
$226
Pending Sales
12
Conforming Loan Available
Most homebuyers in 17551 can comfortably use conventional financing. The median home price of $320,875 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
17551 is an extremely competitive market with homes selling in just 6 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 17551 (101.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 17551 can comfortably use conventional financing. The median home price of $320,875 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 17551 are set at the county level.
2026 Loan Limits — Lancaster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 17551
To purchase the median home at $320,875 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,608.
Monthly Payment
$2,608
Income Required
$111,790
Principal & Interest
$1,977/mo
Down Payment (5%)
$16,044
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 17551.
Estimated Monthly Payment
$2,136
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