15417 — Fayette County, Pennsylvania Market Snapshot
Housing market data for zip code 15417 in Fayette County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$119,000
Days to Sell
96
Homes Sold
12
Inventory
21
Sale-to-List
99.7%
New Listings
22
Price/SqFt
$102
Pending Sales
17
Conforming Loan Available
Most homebuyers in 15417 can comfortably use conventional financing. The median home price of $119,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 96 days on average, 15417 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 15417 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 15417 can comfortably use conventional financing. The median home price of $119,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 15417 are set at the county level.
2026 Loan Limits — Fayette County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 15417
To purchase the median home at $119,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,062.
Monthly Payment
$1,062
Income Required
$45,503
Principal & Interest
$733/mo
Down Payment (5%)
$5,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 15417.
Estimated Monthly Payment
$886
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