19085 — Delaware County, Pennsylvania Market Snapshot
Housing market data for zip code 19085 in Delaware County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$1,475,000
Days to Sell
28
Homes Sold
16
Inventory
13
Sale-to-List
102.2%
New Listings
24
Price/SqFt
$389
Pending Sales
19
Jumbo Loan Likely Needed
The median home in 19085 at $1,475,000 exceeds the 2026 conforming loan limit of $832,750 by $642,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 19085 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 19085 are selling 2.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 19085 at $1,475,000 exceeds the 2026 conforming loan limit of $832,750 by $642,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 19085 are set at the county level.
2026 Loan Limits — Delaware County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19085
To purchase the median home at $1,475,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,451.
Monthly Payment
$11,451
Income Required
$490,756
Principal & Interest
$9,088/mo
Down Payment (5%)
$73,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19085.
Estimated Monthly Payment
$9,278
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 19085.
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