19063 — Delaware County, Pennsylvania Market Snapshot
Housing market data for zip code 19063 in Delaware County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
100 sales in 2026 (year to date)
Median Sale Price
$649,950
Days to Sell
35
Homes Sold
100
Inventory
63
Sale-to-List
101.7%
New Listings
119
Price/SqFt
$285
Pending Sales
107
Conforming Loan Available
Most homebuyers in 19063 can comfortably use conventional financing. The median home price of $649,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19063's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19063 (101.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19063 can comfortably use conventional financing. The median home price of $649,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19063 are set at the county level.
2026 Loan Limits — Delaware County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19063
To purchase the median home at $649,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,130.
Monthly Payment
$5,130
Income Required
$219,845
Principal & Interest
$4,005/mo
Down Payment (5%)
$32,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19063.
Estimated Monthly Payment
$4,172
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