19023 — Delaware County, Pennsylvania Market Snapshot
Housing market data for zip code 19023 in Delaware County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
43 sales in 2026 (year to date)
Median Sale Price
$190,000
Days to Sell
62
Homes Sold
43
Inventory
67
Sale-to-List
98.1%
New Listings
69
Price/SqFt
$133
Pending Sales
58
Conforming Loan Available
Most homebuyers in 19023 can comfortably use conventional financing. The median home price of $190,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 19023 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 19023 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19023 can comfortably use conventional financing. The median home price of $190,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19023 are set at the county level.
2026 Loan Limits — Delaware County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19023
To purchase the median home at $190,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,606.
Monthly Payment
$1,606
Income Required
$68,817
Principal & Interest
$1,171/mo
Down Payment (5%)
$9,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19023.
Estimated Monthly Payment
$1,326
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