17109 — Dauphin County, Pennsylvania Market Snapshot
Housing market data for zip code 17109 in Dauphin County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
54 sales in 2026 (year to date)
Median Sale Price
$252,500
Days to Sell
25
Homes Sold
54
Inventory
20
Sale-to-List
99.8%
New Listings
70
Price/SqFt
$151
Pending Sales
65
Conforming Loan Available
Most homebuyers in 17109 can comfortably use conventional financing. The median home price of $252,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 17109 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 17109 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 17109 can comfortably use conventional financing. The median home price of $252,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 17109 are set at the county level.
2026 Loan Limits — Dauphin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 17109
To purchase the median home at $252,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,085.
Monthly Payment
$2,085
Income Required
$89,339
Principal & Interest
$1,556/mo
Down Payment (5%)
$12,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 17109.
Estimated Monthly Payment
$1,713
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